What to expect at a 341 meeting

You will be asked the following questions at your meeting.

1. Please provide you picture ID and Social Security number card for review.

2. State your name and current address for the record.

3. Have you read the Bankruptcy Information Sheet provided by the United States Trustee?

4. Did you sign the petition, schedules; statements ad related documents you filed with the court? Did you read the petition, schedules, statements, and related documents before you signed them and is the signature your own?

5. Are you personally familiar with the information contained in the petition, schedules, statements and related documents?

6. To the best of your knowledge, is the information contained in the petition, schedules, statements, and related documents true and correct?

7. Are there any errors or omissions to bring to my, or the court's attention at this time?

8. Are all of you assets identified on the schedules?

9. Have you listed all of your creditors on the schedules?

10. Have you previously filed bankruptcy?

You should also expect to be asked these questions as well.

1. Do you own of have any interest in any real estate?

2. Have you made any transfer of any property, or given any property away, within the last two year period? If so, what did you received in exchange? What did you do with the funds?

3. Do you have a claim against anyone or any business?

4. Does anyone owe you money? If so, is the money collectible? Why haven't you collected it? Who owes the money and where are they?

5. Does anyone hold property belonging to you?

6. If so, who holds the property and what is it? What is its value?

7. Are you entitled to life insurance proceeds or an inheritance as a result of someone's death?

8. Were federal income taxes returns filed on a timely basis? When was the last return filed? Do you have copies of the federal income tax returns? At the time of the filing of your petition, were you entitled to a refund from the federal or state government?

9. Do you have a bank account, either checking of savings? If so, in what banks and what were the balances as of the date you filed your petition?

10. Do you own an automobile? If so, what is the year, make, and value?
Do you owe any money on it? Is it insured?

11. Are you the owner of any cash value life insurance policies? If so, state the name of the company, face account of the policy, cash surrender value, if any, and the beneficiaries.

12. Have you made any large payments, over $600, to anyone in the past year?

13. Do you have any winning lottery tickets?

14. Do you anticipate that you might realize any property, cash or otherwise, as a result of a divorce or separation proceedings?

15. Regarding any consumer debts secured by your property, have you filed the required Statement of Intention with respect to the exemption, retention, or surrender to that secured property? Please provide a copy of the Statement to the trustee. Have you performed that intention?

16. Have you been engaged in any business during the last six years? If so, where and when? What happened to the assets of the business.